Wednesday, August 5, 2009

Can someone appeal a credit check if a mistake has cost them a job offer?

Hello,



Somebody I know working as a temp was recently offered a full time position pending a credit check.



Unfortunately she was dismissed as she failed this check. On this credit check there contained information that she was in bad credit with a store card. This is an error, as she had previously sorted this out - however the store in question hadn%26#039;t changed something on her records.



Does she have any sort of legal position against the store in question? She is now jobless at no fault of their own. Also - I know policy varies from employer to employer, but if she got the credit check sorted quickly, is it commonplace for a company to reconsider the contract?



Her boss tried to fight her case as she is an outstanding candidate but under the policy rules they could not continue with this bad credit report, so it looks like it%26#039;d be the only thing standing in her way.



Thanks in advance,



S x



Can someone appeal a credit check if a mistake has cost them a job offer?credit cards





Just hard luck ... try somewhere else



Can someone appeal a credit check if a mistake has cost them a job offer? loan



She may need to consult a consumer protection lawyer or consult a lawyer in general practice with a 30 minute consultation to see what her options are. The credit bureau needs to be strung up for this neglect of their duty. Sue them!!|||First she needs to pull all 3 credit reports, second dispute the false information on her report and supply the documents showing that this has been cleared up. 95% of the time this will correct her problem, and maybe she can return to the job. If it is not corrected then she does have legal actions under the FCRA. The problem is she needs to find a lawyer that specialized if this. She can prove her damages by getting a letter from the employer stating because of this she did not get the job and stating what her salary would of been. This is damages that she can receive and most FCRA attorneys will take the case on contingency fees.



Also it is the credit bureau fault they only report what infomation they are given.|||her case would be with the credit card company or credit agency, NOT the employer. The employer made a decision based on information which was rightfully provided to them, and they really have no solid basis for accepting her word that the case had actually been sorted out. If she is an exceptional worker, then i would hope that with an apology and letter of explanation from the credit agency, acknowledging their fault, the company would find some position for her. It%26#039;s not that easy to find help these days. there is no recourse against the employer.

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