Wednesday, August 5, 2009

How I can put in my website options for my clients to pay from credit cards or other paying poptions

I want to put paying options in my website so my clients can buy on-line my products? I would apriciete if you would tell me where I can find a way to contact to the attorneys who offer this paying options. And if you know many ways of paying for my products I would apriciete if you would give me a complete list of paying options.



How I can put in my website options for my clients to pay from credit cards or other paying poptions?finance





Well, I%26#039;ve looked into setting up a website before. It is more complicated than you may think. First off, there are alot of things that I can%26#039;t answer for you because your statement is generic and I%26#039;m having to make some assumptions based on what you may or may not have.



If your selling products online, I assume your using some type of cart system. If you are, there may be specific payment gateways designed or setup for the system you allready have. You have to decide how much of the hassel you want in setting up a system. There are a multitude of e-commerce payment gateways in existence that are basically 3rd party groups that will handle everything. You just direct your customers to their payment site after they%26#039;ve picked the products or services that you are offering. One of the largest of these off the top of my head is Verisign. (Bought out by PayPal I belive). Go to the paypal site, I%26#039;m pretty sure they have a document you can get that explains how they operate. You have to remember that if you plan on hosting the site yourself ( and this is a feasible option ) that your the one responsible for all the hardware and software for the servers that you%26#039;ll need, unless you plan on buying time from another server farm. It can be a large headache if your in charge of the portal and the software either crashes, isn%26#039;t functioning properly or just isn%26#039;t doing what you need. You%26#039;ll be spending money on hardware and still have to know enough about software to correctely set it up and still maintian the necessary secure level of the server within the guidelines that most consumers have come to expect. As a personal choice I will never enter billing info into a site that is not a least compliant with SSL ( secure socket layer ) If your doing this yourself you have buy a certificate ( more money ) or hope the hosting site will let you use theirs. The drawback to using a third party company is they will want a larger share of your profits to offset the larger amount of work they will be doing for you. Also, when the client is getting billed they will see the 3rd part company as the payee instead of yourself which might increase chargebacks if they customer didn%26#039;t realize who would be charging them. Check on ProPay as well for an additional 3rd party company if you decide to go this route.



A full merchant account is the opposite of this, it won%26#039;t hit your bottom line as hard but you%26#039;ll be doing more of the processing of the actual payments. Also, if your bottom line is stretched pretty thin or your online presence is still growing you might think about the 3rd party option, I think the merchant accounts are for larger e-commerce sites but that may have all changed. If you%26#039;re on good relations with your local bank, you may want to check with them as well, as some banks offer this as a service. (They may less inclined depending on your status as a small business.) You can also just do a search for merchant accounts and get a long list of companies who provide this service. Unfortunately, I don%26#039;t have any advice on who to choose for you there.



I%26#039;m not sure an attorney is your first choice, unless you get one who is familiar with all the ins and outs of e-commerce itself. I%26#039;d start by checking and comparing the merchant accounts with the 3rd party companies and decide which one fits your needs, your pocketbook and still leaves you time to try and sell whatever product you%26#039;ve got. Past the inital investment of getting your site setup to accept credit cards, you%26#039;ll have to think about how to draw the average consumer into your virtual shop to buy.



How I can put in my website options for my clients to pay from credit cards or other paying poptions?

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