Will creditors lower my payoff balance?

i got myself in some trouble in my late teens with credit cards, my mom just offered to transfer them to a lower interest credit card to save me some money,

So tonight i want to get them all paid off

I was wondering if creditors will negotiate a lower payoff balance since most of the cards are closed and I will be paying them in full

heres my balances

1700

1150

and 850

is there any way to talk them into taking off some interest of balance or talking them down to a lower pay off amount

and how would i go about that?

Will creditors lower my payoff balance?fast loan

You likely can talk off some of the interest, but not principle on these if you pay them off in one lump sum. More then likely MOST of what you owe is interest, so it coudl make a big differance.

You need to call them up and ask to takl to a manager. The receptionist will not be able to help you.

Will creditors lower my payoff balance?

loan

You wont really know until you talk to them but some have been known to chop off some of the balance if you pay it off in full, but the way things are today I cant really give you a definite answer on that.